Whew! This was a battle for the books. The homeowners insurance refused to cover the replacement due to large hail damage to the metal roofing due to a cosmetic damage waiver. The damage had to be documented and proved 6 times to multiple adjusters and managers that the hail damage to the locking seams of this roof were compromised. If you go through the damage pictures you will be amazed at the lack of concern from this insurance company.